I want to buy my own house, I want to be able to take my parents abroad every year, I hope I can live without spending too much money... This is the voice of many office workers who have been out of the society for a period of time. Xiaoting, who is nearly 30 years old, has a monthly salary of about 40,000 yuan. After deducting monthly expenses, she can use about 10,000 yuan of funds. Facing her future goals, she has not thought about how much wealth she will accumulate, and the freedom to retire early is not in the plan.
Even though Xiaoting has already started banner design investing her savings earlier than most people, and both Taiwan and U.S. stocks have well-planned investment portfolios, she is still full of anxiety about the current situation in the face of rising housing prices, wondering if it is an investment method. If there is a problem, you will not be able to achieve the goals set in life when you are nearly 30 years old. In order to achieve her two short-term goals of "increasing active income" and "having 50% of her income from passive income" as soon as possible, Xiaoting even worked 9 to 5 as an outfield table butler at a well-known chain restaurant after get off work.
Increase the monthly available funds and hope that more money can be used for investment. The anxiety of chasing after money every month also makes her always think about keeping more money on her body for emergencies, so she has 300,000 living cash in assets, which is about 10 months to prepare for expenditure.